| Published: | Jan 10, 2026 | Vacancy: | Not Specified | Gender: | No Preference |
| Age: | Not Specified | Career Level: | Experienced Professional | Experience: | 12 Year |
| Salary: | Negotiable | Location: | Dhaka |
Education
Experience
Additional Requirements
Educational Qualifications:
Postgraduate degree in Finance, Accounting, Economics, Business Administration, or a related discipline from a reputable institution.
Professional certifications in credit or risk management (e.g., CA, CFA, FRM, or local/international CRM certifications) are preferred.
Experience:
Minimum 12 years of banking experience, including at least 5 years in senior credit risk or decision-making roles.
Functional Competencies:
Credit Risk Assessment: Expert evaluation and structuring of complex credit proposals.
Regulatory & Policy Compliance: Strong understanding of Bangladesh Bank regulations and risk guidelines.
Portfolio Risk Management: Monitoring asset quality, portfolio concentrations, early warning indicators, and key risk metrics.
Problem Loan Management: Effective restructuring, remediation, and recovery of stressed or non-performing assets.
Behavioral Competencies:
Judgment & Decision-Making: Ability to make independent, timely, and balanced credit decisions while managing risk and growth pressures.
Strategic Thinking: Align credit risk strategy and portfolio direction with the Bank’s long-term objectives and risk appetite.
Risk Awareness & Integrity: Demonstrates strong ethics, objectivity, and commitment to regulatory compliance and sound risk governance.
Leadership & People Development: Build a high-performance, risk-aware culture through coaching, accountability, and effective team leadership.
Provide strategic leadership for the Credit Risk Management Division, ensuring alignment with the Bank’s risk appetite and objectives.
Develop, implement, and continuously enhance credit risk policies, frameworks, limits, and underwriting standards.
Ensure independent, high-quality, and timely credit assessments to safeguard asset quality.
Regularly review and update credit policies and lending guidelines in accordance with regulatory requirements, portfolio trends, and organizational strategy.
Monitor portfolio diversification, concentration, risk grades, and early warning indicators, implementing corrective measures as needed.
Track and report key credit risk metrics and portfolio trends to senior management and the Board.
Drive effective management, restructuring, and recovery of problem and classified loans.
Ensure full compliance with Bangladesh Bank regulations, core risk guidelines, Environmental & Social Risk standards, AML/KYC requirements, and internal controls.
Provide advisory support to business units on sound credit structures, documentation, credit ratings, covenants, and collateral to mitigate risk.
Offer strategic guidance to minimize portfolio risk weights and reduce credit documentation deficiencies, optimizing capital charges.
Support ALCO and Board committees with insights on credit risk, stress testing, and capital impact.
Serve as Chair or Member of key strategic committees (CRMC, MANCOM, ERMC, CCC, etc.), contributing to high-level decision-making, policy compliance, and organizational sustainability planning.
Act as a trusted advisor to the MD/CEO, Executive Committee, BRMC, and the Board on emerging credit risks and strategic decisions.
Develop staff capability through training, coaching, and promoting a strong risk culture.
Coordinate with internal teams, regulators, and auditors on all credit risk matters.
Lead change initiatives, including the digitalization and automation of credit and risk management processes.
Other Benefits
Work from Office
Type: Full Time/Permanent
Dhaka
Address: 26 Gulshan Avenue, Dhaka 1212, Bangladesh
Business Type : Bank/Non-Bank Fin. Institution
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