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IPDC Finance PLC

Head of Retail Credit

Application Deadline: Feb 18, 2026
Summary
Published: Feb 05, 2026 Vacancy: Not Specified Gender: No Preference
Age: Not Specified Career Level: Experienced Professional Experience: 10 Year
Salary: Negotiable Location: Dhaka
Requirements

Education


  • Bachelor/Honors

Experience


  • 10 Year

Responsibilities & Context

Seniority: First Assistant General Manager – Assistant General Manager
Department: Credit Risk Management

  • Develop and strengthen a robust credit risk management framework for the retail segment by formulating credit policy manuals, operational process guidelines, and product program guidelines, and ensuring organization-wide compliance.

  • Independently and objectively review and supervise all retail credit proposals—particularly Auto, Personal, and Home Loans—to ensure high credit quality and sound risk assessment.

  • Conduct comprehensive credit risk evaluations for Auto Loans, Personal Loans, Home Loans, and other retail lending products, and provide informed credit opinions.

  • Provide leadership in the consumer credit segment by streamlining approval processes and reducing turnaround time through efficient risk assessment practices.

  • Systematically collect, analyze, and interpret market, industry, and macroeconomic data related to retail credit risk, and communicate insights to relevant stakeholders.

  • Analyze the existing retail credit portfolio and generate credit intelligence to support business teams, sales units, and credit underwriters in decision-making.

  • Collaborate closely with business units and actively participate in sales force training to minimize processing time and reduce proposal decline ratios.

  • Conduct and participate in training sessions, providing constructive feedback to all relevant stakeholders.

  • Ensure strict compliance with internal credit policies, procedures, and regulatory requirements.


Compensation & Other Benefits
  • Medical allowance
  • Performance bonus
  • Provident fund
  • Insurance
  • Salary Review: Half Yearly
  • Lunch Facilities: Partially subsidize
  • Festival Bonus: 1

Other Benefits


Provided according to company policy.

Work Place

Work from Office

Employment Status

Type: Full Time/Permanent

Job Location

Dhaka

Company Information
Company Name: IPDC Finance PLC

Address: Hosna Center (4th Floor), 106 Gulshan Avenue, Dhaka - 1212


Business Type : Bank/Non-Bank Fin. Institution

Website Link : www.ipdcbd.com
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