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IPDC Finance PLC

Head of Retail Credit

Application Deadline: Aug 13, 2026
Summary
Published: Jun 29, 2026 Vacancy: Not Specified Gender: No Preference
Age: Not Specified Career Level: Experienced Professional , Expert Level Experience: 10 Year
Salary: Negotiable Location: Gulshan
Requirements

Education


  • Bachelor/Honors

Experience


  • 10 Year

Responsibilities & Context

  • Policy Development: Designed and implemented retail credit policy manuals, operational guidelines, and PPGs to establish an ironclad credit risk framework.

  • Credit Assessment: Conducted independent, objective risk assessments and provided expert underwriting opinions on Auto, Personal, and Home Loan applications.

  • Process Optimization: Led efforts to fast-track consumer credit approvals, successfully reducing TAT and optimizing workflow efficiency.

  • Credit Intelligence: Synthesized market, industry, and economic data to advise business and underwriting units on portfolio health and market trends.

  • Stakeholder Collaboration: Partnered with business teams to train the sales force, lowering declined file ratios and ensuring alignment with internal compliance.


Compensation & Other Benefits
  • Medical allowance
  • Performance bonus
  • Provident fund
  • Insurance
  • Salary Review: Half Yearly
  • Lunch Facilities: Partially subsidize
  • Festival Bonus: 2

Other Benefits


As per company policy.

Work Place

Work from Office

Employment Status

Type: Full Time/Permanent

Job Location

Gulshan

Read Before Apply

The position is accountable for managing retail credit risk through rigorous loan proposal evaluations, capacity assessments, and risk identification. Ensures absolute policy compliance and provides data-driven recommendations to secure high-quality portfolio growth.

Company Information
Company Name: IPDC Finance PLC

Address: Hosna Center (4th Floor), 106 Gulshan Avenue, Dhaka - 1212


Business Type : Bank/Non-Bank Fin. Institution

Website Link : www.ipdcbd.com
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