Requirements
Additional Requirements
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Age: Up to 45 years.
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Minimum 6 years of experience in a reputable bank, including at least 2 years in credit administration or regulatory reporting.
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Strong understanding of Bangladesh Bank regulations, credit risk reporting frameworks, and compliance standards.
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Proficiency in Microsoft Excel, data validation techniques, and core banking software.
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Prior experience in automated reporting systems and centralized online banking operations is preferred.
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Excellent analytical, organizational, and communication skills.
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Exceptional attention to detail with the ability to meet tight deadlines and perform effectively under pressure.
Responsibilities & Context
Job Context:
This position will be offered to qualified candidates with strong experience in credit operations, regulatory reporting, and compliance management. The role requires expertise in preparing, validating, and maintaining regulatory reports related to loans and advances, fully aligned with Bangladesh Bank guidelines and reporting standards.
Key Responsibilities:
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Prepare and submit all loan and credit-related regulatory reports to Bangladesh Bank, including CIB, CL, SBS (SBS-1, SBS-3, 3.1, 3.2), Basel III, Stress Testing, Risk Management, CMSME, Agriculture, Islamic Banking, Large Loan Reports (L-Form, Overdue, CDLC), RBS, ECL, and others.
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Maintain, validate, and reconcile all credit data and regulatory returns, ensuring compliance with Bangladesh Bank requirements, field-level verification, and contract accuracy.
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Enhance efficiency by automating and optimizing regulatory reporting processes using Excel and other digital tools.
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Calculate and post quarterly loan provisions, forecast loan classification status, and manage interest suspense and provisioning requirements.
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Prepare and finalize the Loans & Advances (Asset Side) section of the Annual Balance Sheet and contribute to related notes in the Annual Report.
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Ensure timely submission of Monthly, Quarterly, Half-Yearly, and Annual credit-related reports to Bangladesh Bank and internal departments.
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Assist with internal, external, and Bangladesh Bank audits by providing accurate data, supporting documents, and timely clarifications.
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Process and claim refinance and stimulus funds from Bangladesh Bank in accordance with applicable circulars, ensuring full regulatory compliance.
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Coordinate with rating agencies for loan portfolio data and support the preparation of CAMELS and Credit Risk Rating reports.
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Handle credit-related operational tasks, including limit loading, loan disbursement, adjustments, and verification of documents to ensure regulatory alignment.
Compensation & Other Benefits
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Salary Review: Half Yearly
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Lunch Facilities: Partially subsidize
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Festival Bonus: 1
Other Benefits
Bengal Commercial Bank PLC. provides a competitive compensation and benefits package that aligns with current industry standards and rewards performance.
Work Place
Work from Office
Employment Status
Type:
Full Time/Permanent
