PalmPay is a leading neobank and fintech platform dedicated to advancing financial inclusion across emerging markets. With a user base of over 40 million, the company is developing an accessible, user-friendly, and rewarding digital financial ecosystem that serves individuals and businesses. PalmPay operates in Nigeria, Ghana, Tanzania, Bangladesh, Pakistan, and the Philippines. The company has been recognized by CNBC as one of the Top 300 Global Fintech Companies and ranked second overall and first in financial services on the Financial Times’ Africa’s Fastest Growing Companies 2025 list. Position Overview The Sales Consultant will drive business growth by acquiring new merchants and retailers, expanding market coverage, and achieving assigned sales and activation targets. The role focuses on building strong relationships with retail partners, promoting company products and services, implementing sales campaigns, and strengthening market penetration. Responsibilities also include providing retailer training, monitoring market trends and competitor activities, and coordinating with internal teams to ensure smooth service delivery and customer satisfaction. Key Responsibilities Achieve monthly sales, merchant activation, and business growth targets. Identify, approach, and onboard new merchants and retailers to strengthen the company's market presence. Conduct regular visits to assigned retail outlets to ensure effective market coverage and maintain strong relationships. Develop, maintain, and strengthen relationships with merchants, retailers, and key business stakeholders. Promote company products and services to increase sales and enhance merchant engagement. Prepare and deliver sales proposals, quotations, and presentations as required. Implement sales campaigns, promotional initiatives, and product launches within the assigned territory. Provide training to merchants and retailers on product features, standard operating procedures (SOPs), and application usage. Collaborate with internal departments to facilitate smooth merchant onboarding, activation, and service delivery. Track competitor activities, market developments, and customer feedback, and share relevant market insights in a timely manner. Ensure compliance with company policies, operational procedures, and anti-fraud guidelines. Maintain accurate sales records and prepare daily, weekly, and monthly sales and activity reports. Support revenue growth through effective sales execution, merchant acquisition, and activation. Perform additional duties and responsibilities assigned by the Team Leader, Regional Manager, or Headquarters (HQ).  

    Assist senior analysts in evaluating credit applications and verifying supporting documentation. Perform initial reviews to ensure applications are complete and comply with basic eligibility requirements. Support the preparation, organization, and maintenance of credit files and relevant reports. Accurately review and input applicant information into internal systems. Maintain and update credit records, databases, and tracking reports. Identify missing documents, incomplete information, or discrepancies and escalate them to senior analysts for further review. Follow established credit policies, procedures, and guidelines under appropriate supervision. Build practical knowledge of credit evaluation, lending processes, and fundamental risk management principles.