Agriculture Insurance Expert (Part time, Contractual)

 

Agricultural Insurance Risk Assessment

• Assess agricultural, environmental, and climate-related risks affecting farmers, crops, and value chains.

• Identify key risks across different agroecological zones and farmer segments.

• Analyse climate risks and their impact on agricultural insurance products.

Insurance Product Development

• Review existing agricultural insurance products and risk models under the Uganda Agricultural Insurance Scheme (UAIS).

• Support the design and refinement of climate-sensitive, fit-for-purpose insurance products.

• Develop and validate prototype products using climate, agricultural, exposure, and historical loss data.

Premium Calculation & Pricing

• Develop and validate premium calculation methods using agricultural, climate, and historical loss data.

• Provide technical inputs to improve pricing accuracy and reduce underwriting uncertainty.

Loss Modelling

• Develop, review, and validate agricultural loss models using relevant historical and climate data.

• Analyse the relationship between climate events and agricultural losses.

• Support efforts to reduce basis risk through improved modelling and product design.

Climate & Agricultural Data Analysis

• Interpret meteorological, hydrological, agricultural, and economic data for insurance applications.

• Translate climate indicators and agricultural datasets into actionable risk insights.

• Analyse indicators such as rainfall anomalies, vegetation stress, soil moisture, and evapotranspiration.

Risk Scoring & Exposure Analysis

• Support risk-scoring methodologies for farmers, crops, portfolios, and geographic areas.

• Assist with farmer segmentation and exposure modelling.

• Contribute to tools for assessing risk at farmer, portfolio, and national levels.

Decision-Support Tools

• Provide technical inputs for developing CDP decision-support tools for insurance applications.

• Support tools related to product design, pricing, risk assessment, and risk-sharing.

• Review and validate model assumptions, methodologies, and outputs.

Reinsurance & Risk-Sharing

• Provide technical inputs for evidence-based reinsurance and risk-sharing frameworks.

• Analyse portfolio risks to support reinsurance arrangements and capital allocation.

• Contribute to recommendations on layered reinsurance, public-private pooling, and subsidy models.

Pilot Testing & Validation

• Participate in testing the Climate Data Platform and decision-support tools in selected pilot districts.

• Validate the relevance and practicality of platform outputs for agricultural insurance.

• Participate in stakeholder validation workshops and incorporate agreed feedback.

Stakeholder Engagement & Knowledge Transfer

• Collaborate with insurers, regulators, and other stakeholders to understand agricultural insurance requirements.

• Support knowledge sharing and capacity building on climate and agricultural insurance data.

• Contribute to training materials and practical user guidance.

Technical Reporting & Recommendations

• Provide technical inputs to project reports, pilot testing reports, use-case reports, and other deliverables.

• Document lessons learned and recommend improvements to agricultural insurance applications.

• Contribute to the national scale-up strategy for the Climate Data Platform.